Applying for a business loan with Lending Capital is quick and easy. Just fill out our secure online application, upload your business documents (like bank statements and proof of income), and get matched with trusted lenders across the USA. Approval decisions are fast—funding may arrive within 24–48 hours!

Yes, you can apply for multiple loans simultaneously, but it's important to do so wisely. Submitting several loan applications at once may lead to multiple credit checks, which can temporarily affect your credit score.

It depends on the lender. Some business loans may include a prepayment penalty, which is a fee charged if you repay the loan early—before the end of the term. However, many lenders, including those partnered with Lending Capital, offer business loans with no prepayment penalties, allowing you to save money on interest by paying off your loan early.