Effective Date: 03-July-2025

Your privacy is important to us. This Privacy Policy explains how Lending Capital (“we”, “our”, or “us”) collects, uses, shares, and protects your personal information when you visit our website at www.lendingcapital.us or use our services.

By using this website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or services.

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1. Information We Collect

We may collect the following types of information when you use our website or apply for a loan:

• Personal Information: Name, address, email, phone number, date of birth, Social Security number, driver’s license, and employment details.

• Financial Information: Income, bank account details, credit score range, and other loan-related data.

• Device/Usage Information: IP address, browser type, device type, and pages you visit on our site.

• Application Data: Loan amount requested, loan purpose, and other data you submit when completing our online application.

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2. How We Use Your Information

We use your information to:

• Match you with third-party lenders and financial service providers

• Process your loan application

• Improve our website and services

• Send you updates, loan offers, or promotional content (only with your consent)

• Comply with legal and regulatory obligations

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3. Sharing Your Information

We may share your information with:

• Lenders and loan partners who may offer you financial products

• Service providers who help us operate our website (e.g., hosting, analytics)

• Government or legal entities, when required by law or court order

• In connection with a business transfer, merger, or sale

We do not sell your personal information to third parties.

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4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, remember your preferences, and collect anonymized traffic data. You can modify your browser settings to disable cookies, but this may affect website functionality.

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5. Third-Party Links

Our website may contain links to external sites not operated by us. We are not responsible for the content or privacy practices of those sites. We recommend reviewing their privacy policies before providing any information.

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6. Data Security

We use industry-standard security measures to protect your personal data, including SSL encryption, secure servers, and access controls. However, no data transmission over the internet is 100% secure. Use our website at your own risk.

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7. Children’s Privacy

Our services are intended for individuals 18 years and older. We do not knowingly collect data from children under 18. If we become aware that we have collected such data, we will delete it promptly.

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8. Your Choices & Rights

You may:

• Update or correct your personal information

• Request to delete your data (as permitted by law)

• Opt out of receiving marketing emails

To do so, please contact us at:
contact@lendingcapital.us

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9. California Privacy Rights (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal data we collect and how we use it

• Request access to your data or request deletion

• Opt out of the sale of your personal data (Lending Capital does not sell personal data)

To exercise these rights, email: contact@lendingcapital.us

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10. Updates to This Privacy Policy

We may update this Privacy Policy at any time. We encourage you to review this page periodically to stay informed. Your continued use of our website after changes are posted indicates your agreement with the revised policy.

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Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us:

Email: contact@lendingcapital.us
Website: www.lendingcapital.us